Coverage
Insurance & Protection
Every Island Luxe rental carries a clear answer to one question: what happens if something goes wrong. Here is how coverage works, stated plainly.
Bring your own coverage
Many guests arrive with an auto policy or a credit-card benefit that already covers a rental car. Island Luxe confirms the details with you directly, ahead of your pickup.
- Coverage that applies to a rental vehicle in the state of Hawaiʻi.
- The reserving driver named on the coverage.
- Proof of coverage available at pickup, as a card, a policy page, or a benefit statement.
Coverage for your rental
Island Luxe sells no separate protection product. Every direct rental runs on the coverage you already carry, whether that is your own auto policy or a credit-card benefit, and the team confirms the details with you ahead of pickup. Call if you are unsure what your policy covers in Hawaiʻi — a few minutes on the phone beats a surprise at the garage.
Call 808-940-6460Call Support: 8:00 AM–8:00 PM Hawaiʻi Time
What applies to every rental
- Every driver of an Island Luxe vehicle is named on the reservation.
- Island Luxe vehicles stay on Oʻahu and stay on paved public roads.
- Report any incident, however small, to Island Luxe the same day it happens.
The full terms sit in the rental terms and the driver eligibility document.